The Village · how the money works

Where the money goes

DEMONSTRATION — EXAMPLES, NOT VERIFIED SALES

In plain English: where every dollar comes from, who holds it while a sale happens, where it ends up, and how collectors and the company each earn. No jargon. If a sentence here is unclear, that is our mistake to fix.

Three numbers that are easy to mix up

$34.3 millionWhat the 9″ Moodys are worth today

The market value of every 9″ Tech Moody, at today’s simulated Village prices — a demonstration, not a price. It moves every few seconds. This is the figure near the top of the Market and Terminal pages. Nobody is paid this.

$81.4 millionThe Moody Park Collection, sold out once

Every 6″ plush ($54.3 million) and every 9″ Tech Moody ($27.2 million) sold once, at the price on the site. This is money that would come in from new sales.

$113.9 millionEverything in the catalogue, sold out once

The Moody Park Collection plus cars and bikes, kits and Moody Mansions — every priced item sold to the public, once. Celebrity pieces are made for a named person and are not counted as sales. Before costs: this is sales, not profit.

The three numbers, side by side

FIRST IS SIMULATED · OTHERS FROM THE CATALOGUE

9″ market value today$34.3 million

Moody Park Collection sold out$81.4 million

Whole catalogue sold out$113.9 million

Whole catalogue sold out, by line

$113,939,364

6″ plush — $222 and $444$54.3 million

9″ Tech Moody — $1,111 and $2,222$27.2 million

Cars and bikes — 2,222 per character, 17,776 in all$27.2 million

Moody Kit$0.5 million

Moody Mansion$4.9 million

Celebrity mansions and kits — list value, not a public saleNot priced

Not yet priced — 12″ Special Edition, celebrity Tech Moody, celebrity vehiclesNot priced

1 · Buying a new piece from the house

1
You pay by card on the site
Checkout is run by Stripe, a licensed payment company. Your card number goes to Stripe, never to us.
2
Stripe holds the payment for about two business days
Then it pays the money out to the company’s business bank account. Stripe takes its processing fee first.
3
Sales tax is set aside the same day
Tax is added on top of the price and moved to a separate tax account. It belongs to the state, not to us, and is paid to the state on schedule.
4
What is left is company revenue
It pays for making the piece, shipping, staff and everything else. Only what remains after every cost is profit.
5
Your piece is registered to you
The registry records you as the owner. Nothing about the piece is ever tied to your card.

Where the money goes · a new 9″ Moody at $1,111, bought in New York City

EXAMPLE · 8.875% NYC SALES TAX · STANDARD CARD RATE

Moody Mobb / CPH revenue: $1,078.48 89.2%
Card processing (example rate): $32.52 2.7%
Sales tax → the state: $98.60 8.2%
Total paid by the buyer: $1,209.60

2 · Reselling to another collector

1
The seller lists a piece; a buyer agrees a price
The price is set by the two of them — not by us.
2
The buyer pays into escrow
The money goes to a licensed escrow and payment provider and waits there. It is not in any company account, and the company cannot spend it.
3
The piece is authenticated and checked
Its chips, plate, serial and condition are verified, and the seller is confirmed as the registered owner.
4
If everything checks out, the transfer completes
The registry moves the piece to the buyer. Only then does the provider pay the seller, straight to the seller’s own bank account.
5
The Village fee is the company’s share
The provider sends the fee to the company. That fee — not the sale price — is company revenue.
6
If anything fails, the buyer gets the money back
Fake, wrong owner, wrong condition, or a transfer that cannot finish: the money is returned to the buyer, not released to the seller.

Where the money goes · a $1,500 resale

EXAMPLE · 10% VILLAGE FEE IS AN EXAMPLE, NOT YET SET

Paid to the seller: $1,306.20 87.1%
The Village fee → CPH (example rate): $150.00 10.0%
Card processing (example rate): $43.80 2.9%
Total paid by the buyer: $1,500.00

Who holds the money, and whose it is

Every kind of money, and where it sits

SOURCE · POLICY

Money	Held by	Belongs to	Moves when
Your card payment for a new piece	Stripe, about 2 business days	The company, once the sale is final	Stripe pays out to the company bank
Sales tax you pay	Separate company tax account	The state	Paid to the state on its schedule
A buyer’s money in a resale	Licensed escrow / payment provider	The buyer, until the transfer completes	Paid to the seller after authentication
The seller’s proceeds	Escrow provider, then the seller’s bank	The seller	As soon as the transfer completes
The Village fee	Company operating account	The company	When a resale completes
Refund reserve	Separate company reserve account	Held back to refund buyers	When a refund or chargeback is due

We never mix your money with ours

Separate accounts, always. The company — Caudate Putamen Holdings (CPH) — keeps its own money in its own business accounts: one for operating money, one for sales tax, one as a refund reserve. Customer money in a resale never enters any of them. It is held by the escrow provider, and only the fee comes to us.

What “profit” means here. Profit is what is left after every cost: revenue from new sales and fees, minus the cost of making the pieces, shipping, payment fees, staff, insurance, legal, technology and taxes. That calculation is the company’s P&L (profit and loss statement). Only profit — never a customer’s money, never tax, never the refund reserve — can be paid out to the company’s owners.

Checked every month. Every account is reconciled against Stripe, the escrow provider and the registry, so every dollar can be traced to a sale, a fee, a tax payment or a refund.

Why it is set up this way. If a company holds buyers’ money itself, it needs special licences in every state and much more oversight. Using a licensed provider for resale money keeps your money protected and keeps the company out of the banking business.

How everyone earns — honestly

Collectors

You can resell an eligible, authenticated piece to another collector at whatever price you agree. You receive the sale price minus the Village fee and card processing. You can also sell for less than you paid — prices are set by buyers and sellers, and nothing is guaranteed. A Moody is a collectible, not an investment.

The company (CPH)

From new sales from the house, the Village fee on each completed resale, and — later — paid authentication services, licensing and collaborations, and sponsorship and advertising on The Village News. Each is recorded as revenue; profit is what is left after costs.

What is live today

The site is pre-launch: nothing is on sale yet and no resale runs. Market prices shown on the site are simulated and labelled so. The escrow provider, the resale fee and the company bank are chosen and published here before the first sale that needs them.

Card processing uses Stripe’s standard published US rate (2.9% + 30¢) as an example; the real rate is set by contract. The Village fee shown is an example. See also the Market, how authentication works and Legal.